Monthly Archives: May 2016

Pays to know competitive threats

Biggest #strategy – related news story in Canada this week imo is the Canadian chartered banks doing the deal with Apple pay.

Apple is both partner and threat to the chartered banks. A bank holds your trust and your funds, assists with your transactions. Apple can do all of that – and imo  the key consumer ‘trust’ relationship is more with Apple, than with the bank. for PCBank (President’s Choice) consumers are essentially unaware which (private label supplier) bank is behind the curtain.

A bigger GLOBAL issue is the prospect of more secret peer-to-peer fund transfers – a real potential threat to national security and tax sovereignty.



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